Tobias Peter

BY EDWARD PINTO AND TOBIAS PETER Key takeaways: Purchase rate lock volume remains strongly above last year’s. For the last couple weeks, volume has consistently been about 30%-80% higher. Driven by ultra-low mortgage rates and a limited supply, national HPA

BY TOBIAS PETER The COVID-19 pandemic has revealed a distressing fact in the housing world: Federal home loan policies that promote risky lending in the name of providing “responsible, affordable mortgage credit access” for minority households are setting up minority